Overview
Analyses, evaluates and processes credit and loan applications. May work in a call centre.
Skills
Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below. AQF Certificate II or III (ANZSCO Skill Level 4)
Tasks
- analysing information about customers and examining references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
- contacting financial and credit institutions to obtain information about customers
- preparing papers setting out conditions of credit and loans, rates of repayment and loan periods, and providing information about customers' standing to financial and credit institutions
- authorising the approval of credit and loan applications and recommending credit and loan conditions and limits
- keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
- answering inquiries concerning credit standing of customers, loan balances and penalties
- may recommend, approve and arrange mortgages
- may work in a call centre
Alternative Titles
- Lending Consultant
- Loans Consultant
- Loans Officer
Source: 1220.0 - ANZSCO - Australian and New Zealand Standard Classification of Occupations, First Edition.
Note: The tasks associated with the occupation are to be used as guidance only. The tasks listing may include tasks associated with the grouping/category to which the occupation belongs.
Training Pathways
7 courses found.
| Course name | Providers |
|---|---|
FNS51522: Diploma of Credit Management
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FNS41820: Certificate IV in Financial Services
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FNS40122: Certificate IV in Credit Management
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FNS30420: Certificate III in Mercantile Agents
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FNS30122: Certificate III in Financial Services
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FNS20120: Certificate II in Financial Services
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FNS10120: Certificate I in Basic Financial Literacy
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